LIC Jeevan Labh Yojana 2026 (Plan No. 936) represents a limited payment, participating endowment scheme from the Life Insurance Corporation of India. This non-linked insurance product delivers strong life insurance protection along with guaranteed returns plus bonuses, thereby appealing to the disciplined savers of the year of 2026, for whom it would fit families looking toward children’s higher education, marriage, or retirement. Therefore, the plan guarantees financial security for their loved ones.
Reasons to Opt for Jeevan Labh in 2026?
The policy offers a shorter premium payment duration compared to the overall premium-payment term, thus eliminating a long-term obligation. Upon maturity, the policy pays out the guaranteed sum assured, simple reversionary bonuses, and a final additional bonus. If death occurs during the term, the beneficiary receives full protection plus the accumulated bonuses. Hence, the plan delivers growth with stability and predictability, without any exposure to market risk.
Flexible Premium Payment Options
Premiums may be paid annually, semi-annually, quarterly, or monthly via ECS or standing instructions. This plan permits premium reductions for higher sum assured amounts and non-cash payment modes. Once the premium-paying period ends, the policy remains active with bonus accrual until maturity.
Tax Advantage
The premiums claimed under Section 80C as a deduction. Maturity benefits or death claims remain exempt from tax under Section 10(10D), provided certain criteria are met. Therefore, Jeevan Labh is considered one of the most tax-efficient endowment plans available in 2026.
Is This The Right Policy For You?
Jeevan Labh is an ideal choice for those aiming to save for particular milestones for their children, for young professionals accumulating a substantial corpus, or really for anyone seeking security alongside life cover. It offers discipline, confidence, and some growth potential, all without any market-related risks.
To check the latest premiums, bonuses, and policy conditions, consult with the official website link of LIC India or with any of its authorized agents. These plans are sure to play the role of a dependable plan. The 2026 LIC-Jeevan Labh Yojana guarantees long-term financial security and wealth creation for future growth.
Also read: Post Office RD Scheme 2026 Offers 6.7% Interest, Check Full Details